Monday was the first day I ugly cried about the house. I did not cry for our loss, but because I felt guilty. Guilty that we have insurance that is going to cover the repairs that need to be made in a rental home that we don't live in, and meanwhile everyone around us is wondering where they will be sleeping next week.
Many people are making FEMA claims and waiting. FEMA is expecting ~450,000 claims from Harvey alone. If you divide the 13 billion dollar FEMA budget by 450,000 claims it works out to about $28,000 per claim. But Harvey is not the only disaster happening right now, or this year- see the lesser covered natural disaster occuring right now in Montana (wild fire). I can't imagine having to rip out everything (drywall, flooring, appliances - at a minimum) and repairing it (materials and labor), replace furniture, clothes, emergancy shelter, etc for $28,000. What do I think is going to happen? Loans. I think people are going to "offered" loans to cover costs. Imagine: you are working hard to support your family and then you are told that only option to save your home - likely your single biggest assesst, is to take a loan that you may not be able to afford. I hope I am wrong. We are better than this. Did I mention someone already called us about a loan?????
The amount of goodness that I saw while in Houston restores my hope in humanity and our country. It was people caring about and for other people. Period.
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